Our products were designed with the help of our consultant paediatrician to give you the cover that you are most likely to need.
Should one or more of the 14 conditions covered affect your child, then a lump sum cash payment from our insurance product could, for example, help you buy special equipment, alter your house or buy the car that makes life a little easier for you and your child.
Whilst the medical conditions covered by our standard policies are all the same, we have three benefit levels so you can pay a price that suits your budget. To keep things simple all we ask is that you make a one time payment, which provides cover for your child until their second birthday.
Your policy can be in force from your 20 week scan and is designed to run until your child's second birthday i.e. for a maximum period of 28 months. You can make single premium up front or pay through credit cards issued by partner banks through 0% Easy Payment Plan (EPP) for 12 months. Use Al-Futtaim NBAD Credit Card and earn 4% rewards! The different levels of cover are outlined below.
As Down’s syndrome is a higher risk to insurers, it can result in an expensive premium. It is now possible for an expectant mother to be tested for Down’s syndrome well before the 20 week scan. You may choose to pay for the test as a cheaper option than insurance for Down’s syndrome. If you wish to insure this condition then we offer cover at additional cost - please just add this selection to your quote below.
Please refer to the Key Features document for a definition of each covered condition. You may go there directly by clicking the link in the 'Information' section below. The core medical conditions covered by all of our policies are the same irrespective of which benefit level you select.
To help cover the additional cost, the benefit levels for cancer and cerebral palsy are double the core conditions.
The death of a child due to stillbirth, cot death or any other cause is always a tragic event. Depending on the cover selected, we pay a maximum of AED 50,000.
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